Insurance Telematics Using GPS Tracker and Smartphone

Dragan Mihić, Branko Latinović, Tomislav Vujinović


Insurance telematics is widely used in Europe by young and first-time car drivers[1] [1]. It relies on an insurance premium that is based not only on static measures, but also on dynamic measures. The dynamic measures are the current position of vehicle, the current speed at that position, time spent on the road, the driver’s style of driving etc. When we talk about insurance telematics, we refer to insurance schemes pay-as-you-drive (PAYD), pay-how-you-drive (PHYD) and manage-how-you-drive (MHYD). Telematics could be smartphone based insurance with technology which relies on insurance premiums that reflect the risk profile of drivers and the traditional in-car mounted devices for insurance telematics. This telematics work is experience from a recent insurance telematics validation and analyst pilot run in England on motorway around the Heathrow airport. In this telematics test, the global positioning system (GPS) and smartphone is used as receiver.
The small global positioning system (GPS) transmitter is a small tracker in-car mounted devices with SIM card with is set up for sending SMS to smartphone every ½ minutes. The smartphone is the receiver equipment which is used to collect telematics data which is ready for analysis. There are many companies around with data analytics expertise who use the latest big data analytics technology such as Hubio Dynamic Data Warehouse[2] [2]. They analyse data from a wide range of different data sources, including databases, sensors, smartphones and social media.

Пуни текст:




  • Тренутно не постоје рефбекови.

ISSN: 2490-3477 (Print), 2490-3485 (Online)

COBISS.RS-ID 6892568

Published by .............. Pan-European University ’’Apeiron’’ Banja Luka
Person Responsible for the Publisher .............. Darko Uremović
Editor of University Publications .............. Aleksandra Vidović, Bosnia and Herzegovina

Editor in Chief.............. Danislav Drašković

Editors.............. Tomislav Vujinović, Zoran Ž. Avramović

Executive Technical Editors.............. Stana Mišić, Slavko Davidović

Technical Editors .............. Sretko Bojić

Editorial Board

Drago Talijan (Bosnia and Hercegovina)
Mirsad Kulović (USA)
Vuk Bogdanović (Serbia)
Pavle Gladović (Serbia)
Gradimir Stefanović (United Kingdom- Great Britain)
Krsto Lipovac (Serbia)
Lee D. Han (USA)
Jadranka Jović (Serbia)
Milija Radović (Bosnia and Hercegovina)
Milan Vujanić (Serbia)
Nataša Gojković- Bukvić (Italy)
Dragutin Jovanović (Serbia)
Milenko Čabarkapa (Montenegro)
Jurij Kolenc (Slovenia)
Fuad Klisura (Bosnia and Hercegovina)
Milan Tešić (Bosnia and Hercegovina)
Bojan Marić (Bosnia and Hercegovina)
Marko Subotić (Bosnia and Hercegovina)

Lectors .............. Mirela Simić, Tanja Aničić
Web Design .............. Siniša Kljajić

Printed by .............. Markos, Banja Luka
Printed in 300 copies

Traffic and Transport Theory and Practice (TTTP) Journal is registered with the Ministry of Science and Technology of the Republic of Srpska by serial registration code 07.06/053-19/2016-1, date 07.  03. 2016. Traffic and Transport Theory and Practice (TTTP) Journal (ISSN 2490-3477-Print, 2490-3485 (Online) is an international journal published two time a year.

Indexed in:LICENSE AGREEMENT, 3.22.12. EBSCO Publishing Inc., Current Abstracts