CREDIT POLICY OF BANKS IN THE FUNCTION OF DEVELOPING THE ECONOMY OF REPUBLIC OF SRPSKA

Authors

DOI:

https://doi.org/10.7251/ACE2134225B

Abstract

The banking sector of Republika Srpska features a high level of legal and regulatory compliance, and can be defined as conservative banking with deposits as the main source of business and loans as their fundamental product. The availability of funds for lending under favourable conditions in the economy is the fundamental and most important function provided by the banking sector, even though its role is crucial in executing payment transactions as well as providing security in savings products. As per expectations, quantitative analysis shows a very high level of correlation between the changes in the volume of bank loans and the changes in the gross domestic product in Republika Srpska. On the one hand, the credit policy of banks represents an important basis for the development of enterprises and the economy, and for the business of banks, on the other. Banks obtain the highest revenues from the active interest rates, and through defining an adequate credit policy with respect to the conditions existing in the economic environment, they can make their operations more secure and profitable. By using the data from the survey questionnaire, we investigated the extent to which the credit policy of banks affects the financial stability and business operations of companies in Republika Srpska.

Downloads

Published

2021-07-15
link situs slot gacor terbaru Situs toto togel 4D Toto Situs toto togel 4D Situs agen toto togel 4D Situs toto togel terpercaya bandar togel terpercaya toto togel 4D agen togel terpercaya togel4D situs togel terpercaya KASKUSTOTO slot deposit pulsa bandar togel 4d bandar togel 4d situs togel slot bandar togel resmi bandar togel 4d slot online gacor bandar slot pulsa situs togel 4d situs togel macau bandar togel macau situs togel hk judi slot online situs toto togel 4d situs toto togel keluaran toto togel slot togel 4d situs toto togel situs togel 4d toto togel resmi togel resmi 4d bandar togel 4d toto macau 4d bandar togel 4d slot deposit pulsa situs toto togel 4d situs macau terpercaya situs togel terpercaya keluaran togel macau situs toto togel situs slot online situs togel 4d situs togel toto toto togel 4d slot togel 4d situs togel terpercaya togel toto slot